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 Unpredictable shifts in the market. The rise of the Australian dollar. Forecasts of economic doom and gloom. Controversial new taxes. Global financial unrest including entire economies in meltdown. It's a wonder any of us have survived the dramas of 2011. But we have survived and we charge ahead towards 2012. In a market where endless investment options make decision making complex for consumers and where inflammatory media reports feed public confusion and hysteria, it can be difficult to maintain focus and make prudent financial decisions. In the midst of all the instability in the Australian and overseas economies, a steady hand and a balanced outlook is required as we consider and plan for our own financial futures. Whether you have little money or a lot, you deserve to make the most of it. You are entitled to create, maximise and protect your wealth now and for the future. You need a plan. You need to clearly understand all of the financial options available to you. You need to make some choices. And you need to do it now. Remember, we are here to help so you can start 2012 in the best possible financial state and with some certainly - amongst all the inevitable drama - that your financial future is on track. Because having financial confidence is surely one of the best gifts you can ever give to yourself. From all of us at McLean Delmo have a happy and safe Christmas. John Delmo | Managing Partner
This article highlights some of the more common tax issues affecting property investors and developers. Feature Story - Tax Planning for Property Developers and Property Investors.pdf
The process of buying a franchise is not easy, but a good Franchise Accountant can help you at each stage of the journey. Key Service Update - Buying a Franchise.pdf
Negative gearing is a term most people have heard about but is commonly misunderstood. This article explains how making a loss might get you gain. Key Service Update - Negative Gearing.pdf
Quarterly update prepared by McLean Delmo Financial Services to help you plan for your personal financial future - including a feature article on Europe's debt crisis and recent calculations on the cost of retirement. MDFS Planning Matters - Summer 2011.pdf
McLean Delmo is proud of our place in the market, but it is your support that makes all the difference. Practice News - Our Proud Place in the Market.pdf
At a recent client seminar, Estate Planning specialist Bernie O'Sullivan from Bernie O'Sullivan Lawyers outlined the key issues in relation to Estate Planning. Events - Estate Planning.pdf Important: This is not advice. Clients should not act solely on the basis of the material contained in this newsletter. Items herein are general comments only and do not constitute or convey advice per se. Also changes in legislation may occur quickly. We therefore recommend that our formal advice be sought before acting in any of the areas. This document is issued as a helpful guide to clients and for their private information. Therefore it should be regarded as confidential and not be made available to any person without our prior approval. Liability limited by a scheme approved under Professional Standards Legislation
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